follow link Hi 15yr old. I am a mother of an 11 year old and you working already brought a smile on my face. I don’t think that your parents are handling the situation very well. I am careful not to judge quickly as maybe your parents are financially strapped and need the money. I would however suggest approaching them to determine what they are doing with the money. If they are saving it for you, suggest that you would like to be involved in the process and ask if they can help set you up with an account. I know that I had to co-sign for my son’s savings account. Most banks and credit unions will offer you a free savings account until you’re an adult. Good luck and keep up with the great work! You will succeed in life.