You are not twelve years old any more, and these are not your mommy’s rules. You are getting behind the wheel of a vehicle that can destroy a family in the blink of an eye; if you are not going to be an adult about it, don’t open the driver’s door.
Driving is usually a teen’s first experience with adult laws and they are often shocked at how serious the consequences can be. An accident while driving illegally won’t be covered by insurance and could easily cost your parents (because you are a minor) literally everything they have. See the source.
Unless you intend to be a career criminal this is a good time to start obeying the law. Nobody with half a brain drives outside the restrictions of their driving privileges.