Cheapest car insurance In NY for young driver?

Drivers in New York State pay an extra high premium when they’re under 25. If you’re male, that’s an extra surcharge. Under 25 and male puts you in a high-risk category for any insurance company. Keep searching. You might find a small local insurance company that will take you on as an insured.

Read More

Should I sue State Farm?

It is unclear if State Farm, YOUR insurance or, the OTHER driver’s insurance. You can’t sue a insurance company, since the insurance company did not hit your car. You can only sue the owner/driver who hit your car. Most insurance companies do not pay 100% on any parking lot accident and will have both drivers […]

Read More

My jack slipped from under my car and damaged the bottom part of my door, if i have my insurance fix it will my rates go up?

Probably not, because I very much doubt they’ll cover the damage. Auto insurance, even ‘full’ coverage, is very limited and the wordings are very specific. Most policies specifically exclude damage due to faulty workmanship of any kind, which is exactly what happened to your vehicle. The technician (in this case you) wasn’t qualified and damaged […]

Read More

Hit and Run without a license plate?

Of course you should report it to the police, dummy. Just give the cops whatever information you have, and don’t make guesses or assumptions. If they ask something and you don’t know the answer, say so. No, they probably don’t have cameras at the intersection. And even if someone does have a camera in the […]

Read More