Drivers in New York State pay an extra high premium when they’re under 25. If you’re male, that’s an extra surcharge. Under 25 and male puts you in a high-risk category for any insurance company. Keep searching. You might find a small local insurance company that will take you on as an insured.
No, the law is exactly the same for new cars as it is for used cars. That’s why it’s called the minimum required coverage. If you get a loan and use the new car as security, however, the lender can insist that you carry ‘full’ coverage until you pay it off. That’s not a legislated […]
With 18 convictions I’m surprised you are even still allowed to drive. I don’t know why you aren’t locked up. People like you don’t deserve their freedom. You’ve proven over and over again that you are a threat to public safety and your days of driving should be OVER. If you even have a legal […]
Got into 3 accidents in 6 month and my insurance went up to 350 a month I can’t afford that when does it go down and how can I bring it down?
Sounds like you are accident-prone which makes you a huge risk to insurance companies, which is why your rates are so high.With so many accidents in such a short time, your insurance rates are more likely to increase in the future than decrease, because you’ll continue to have accidents, which will essentially reset the clock […]
Yes you can. And yes, an insurance claim is the same a lawsuit. Insurance claim, small claims court, lawsuit papers all include a statement of claim… that word is used in all of the above for a reason. You suffered loss or damage, and are now legally claiming compensation for it. Your insurance company knows […]
It is unclear if State Farm, YOUR insurance or, the OTHER driver’s insurance. You can’t sue a insurance company, since the insurance company did not hit your car. You can only sue the owner/driver who hit your car. Most insurance companies do not pay 100% on any parking lot accident and will have both drivers […]
My jack slipped from under my car and damaged the bottom part of my door, if i have my insurance fix it will my rates go up?
Probably not, because I very much doubt they’ll cover the damage. Auto insurance, even ‘full’ coverage, is very limited and the wordings are very specific. Most policies specifically exclude damage due to faulty workmanship of any kind, which is exactly what happened to your vehicle. The technician (in this case you) wasn’t qualified and damaged […]
I was rear ended yesterday and I was sent to get X-rays to start my physical Therapy. The other person accepted fault. Who’s paying for me?
Well, that depends on where you live, which you didn’t say. If you live in a tort jurisdiction, such as New York or California, the at-fault vehicle owner and their insurer will cover those expenses. But if you live in a no-fault zone such as Florida, Ontario or Michigan, your policy will cover you. And […]
I want to purchase a car and drive it without a license or insurance, what are the odds of getting caught?
Without insurance you will not have valid tags on the car. Without valid tags you will be caught quickly – between calls, many officers run plates of cars around them and of course those with expired tags are going to be run for sure. I haven’t found the details for Illinois, but possessing a stolen […]
Of course you should report it to the police, dummy. Just give the cops whatever information you have, and don’t make guesses or assumptions. If they ask something and you don’t know the answer, say so. No, they probably don’t have cameras at the intersection. And even if someone does have a camera in the […]