First time Home Insurer, do i need a survey?

Since the property has not been insured and you have not lived there, a smart insurance company would require an inspection. They would likely pay for it themselves and not share much beyond pass/fail with you. A survey is not a bad idea. If you have not lived there you have no idea what damage/mold/defect […]

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Is it possible to get $100,000 Life Insurance for $20/month?

Yes. If you’re young and healthy, you can probably buy a $100,000 20 year term policy for about $100 a year or less. You, however, do not seem to be healthy. Changing to monthly payments, though, adds about $10 a month to the cost, so you’re best off just paying in full. Those “no exam” […]

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HIPPA law question?

You need to find out when the new job’s insurance starts, which is usually on the 1st day of the month (30 to 60 days). Then you need to find out when your current employers insurance ends. It could be on your last day of working, or on the last day of the month that […]

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Would a medical card pay for veneers?

depends on the “card”, and the reason for the veneers. A medical card represents a form of insurance, so you are asking about the coverage of the insurance, and we cannot know that without more information. Usually, cosmetic procedures (things done just to look better) are not covered. However, repairs of damages with health impacts […]

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